Checking Accounts

Checking Accounts

Regular Checking

No more monthly maintenance fees with our regular checking account.

  • $100 minimum opening deposit
  • No Minimum balance requirements after initial opening
  • No limit check writing
  • Free Notary
  • Monthly Image statement Or Electronic E-mail Statements Available
  • Debit Card Unlimited Transactions (All Checking Accounts)

First Club Checking

Write as many checks as you want without worrying about maintaining a minimum balance after initial opening.

  • $100 minimum opening deposit
  • The FIRST CLUB monthly fee of $7 is all you pay for unlimited check writing privileges.
  • 2 First Club Check orders free annually
  • $10,000 Accidental Death Insurance Policy
  • Free Notary service
  • 3 Free Cashiers Checks and 3 free Money Orders each month
  • Monthly Image statement or Electronic E-mail Statements Available
  • Debit Card Unlimited Transactions (All Checking Accounts)

First Club Family Checking

Write as many checks as you want without worrying about maintaining a minimum balance after initial opening.

  • $100 minimum opening deposit
  • The FIRST CLUB monthly fee of $9 is all you pay for unlimited check writing privileges.
  • 2 First Club Check orders free annually
  • $20,000 Accidental Death Insurance Policy
  • Free Notary service
  • 3 Free Cashiers Checks and 3 free Money Orders each month
  • Monthly Image statement or Electronic E-mail Statements Available
  • Debit Card Unlimited Transaction (All Checking Accounts

First 55 Plus (For Customers 55 and older)

Write as many checks as you want without worrying about maintaining a minimum balance after initial opening.

  • $100 minimum opening deposit
  • Free First 55 Plus Printed checks
  • Free Notary Service
  • Monthly Imaged statements or Electronic E-mail Statements Available
  • Debit Card Unlimited Transactions (All Checking Accounts)

Student Checking

  • $100 minimum opening deposit
  • No charge for the first 15 checks written per statement cycle.
  • All checks written over the limit of 15 per statement cycle are .25 cents per check.
  • Free Student checks
  • Monthly Imaged statements or Electronic E-mail Statements Available
  • Debit Card Unlimited Transactions (All Checking Accounts)
  • Minimum age to open account alone- 19 years of age. Under 19 must be jointly owned by someone over 19, usually parent or guardian. Alabama Contract Age Law is 19 years of age.

Interest Checking

  • Now account
  • First Advantage Account


Interest Checking - Variable Rate

Now Checking
  • $1000 minimum opening deposit
  • No limit to the number of checks you may write
  • Interest paid on ledger balance
  • $9 minimum balance fee if the daily balance falls below $1,000 any day of the statement cycle.
  • Monthly Image statements or Electronic E-mail Statements Available
  • Debit Card Unlimited Transactions ( All Checking Accounts)

First Advantage Variable Rate

Designed for customer’s that maintain a higher balance in their checking account.
  • $10,000 minimum opening deposit
  • No limit to the number of checks you may write
  • Interest paid on ledger balance
  • $9 minimum balance fee if the daily balance falls below $10,000 any day of the statement cycle.
  • Monthly Image statements or Electronic E-mail Statements available
  • Debit Card Unlimited Transactions (All Checking Accounts)

NO CHARGE FOR DEBIT CARDS (CHARGES COULD APPLY FOR CARD REPLACEMNTS) OR DEBIT CARD USAGE.

QUICK LINKS

CONTACT US

First Bank of Boaz
124 S. Main Street
Boaz Alabama, USA 35957
Phone: (256) 593-8670

FDIC